THE LOCK-IN EFFECT
Whether you call it the locked-in effect, golden handcuffs, the mortgage rate lockdown, kicking back, or anything else, we come to the same conclusion: high rates have kept families and potential homeowners muted and stuck in place. It all started with COVID-19. The pandemic caused a global quaranti
Shifts in Mortgage Rates: Insights and Predictions
As we delve into the current landscape of the Southern California real estate market, it's essential to understand the dynamics at play concerning mortgage rates and lending forecasts. Here's an in-depth analysis, supported by recent data. Current Mortgage Rate Trends Recent data from the Federal R
Navigating the 2024 Southern California Real Estate Landscape
The holiday season is upon us, and while many are busy planning their Christmas shopping lists, others find themselves preoccupied with the question of what the real estate market in Southern California will look like in the coming year. In this article, we'll explore key insights and predictions fo
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